It can often be challenging to determine which life documents are needed for different processes, let alone how to organise them effectively. But it doesn’t need to be daunting. We’re here to help you take control of what’s important to you.
Life documents - they’re inevitable. It can be challenging to determine which documents you might need, let alone where to begin with organising them. From property portfolios to cash ISAs, family mortgages and anything else to do with your personal and business finances, there’s a lot of paper involved.
But it doesn’t need to be daunting. We’re here to help you take control of what’s important to you.
Everyone has crucial life documents, not just big businesses or institutions, so it’s vital to organise a filing and storing system to help you stay on top of their day-to-day management. You want to ensure your life documents are in the best shape, financially speaking, of course.
Whether it’s a buy-to-let mortgage, help with a land mortgage calculator or anything to do with stocks and shares and even cryptocurrency, we’ve got you covered. If you need a little extra support in understanding just what documents you might need for any aspect of your work or personal endeavours, we’ve put a handy guide together to help!
When renting or taking on some form of property ownership, we receive certain process documents to help consolidate such an agreement. But how many of us, when put on the spot, know exactly where they are?
There are various types of property and ownership - including residential freehold and leasehold, commercial property, land, and farming properties, to name but a few. It's essential to keep a hold of property-related documents, as they can enable you to better position yourself if you buy again in the future, or for insurance claims and proof of residency. There are many documents you may require, including:
Following on from this, if you become a homeowner, it is crucial to keep consistent and organised records of your mortgage proceedings. As well as ensuring you have access to any information at the drop of a hat - no matter the query - this also means that you know where to look if you need to make a claim or renegotiate the terms of your mortgage agreement.
When it comes to mortgage agreements, it’s good to familiarise yourself with the key life documents associated with these. Two of the most common types of mortgage agreements are residential and buy-to-let, which both call for these life documents:
As well as potentially owning property, you may also have ownership or partial ownership of a business. This means - yep, you might have guessed it, various integral documents and files to make sure all is in working order. As such, keeping track of them can be a momentous task.
Typical types of businesses you may choose to get involved with include sole trader, partnership, a private limited company (Ltd) or a public limited company (Plc). Anyone can own shares or own one of these companies, but it is important to keep track of documents to avoid confusion or discrepancies later. Some of the more common types of business documents include:
We all want to save money effectively and, luckily, there are a whole host of ways to do so. Whether you want to help your money grow by way of premium bonds or an ISA, or want to try and mitigate against a potential shopping splurge - national savings accounts, we’re looking at you. There are valuable other ways to protect and nurture your financial assets.
Typically, savings and investment accounts provide you with regular statements and are consolidated with an agreement to confirm your ownership of the account. This is where you’ll want to make sure your filing technique is on top form, as keeping up-to-date financial reports make the dreaded tax report (and general reporting) a little more bearable.
Buy. Sell. Hold? If the prospect of stocks and shares seems a little daunting to you, you’re not alone. Accessibility to stocks and shares has drastically changed over the years, as technology has become more prominent within our lives. One of the upsides has led to many people investing in listed and unlisted stocks to potentially grow their finances. Quids in, right?
Well, yes. If you make sure you maintain up-to-date financial and deposit records of any activity you undertake within the stock market.
Typically, those who are purchasing stocks and shares will receive:
In order to get a clear picture of your current financial situation, there are several documents which it is beneficial to keep track of, including:
A huge aspect of financial planning is ensuring that everything is in order for your own future and retirement and for the financial security of your loved ones if you ever aren’t around. None of us like to plan for the worst, but with Auderli it is easy and quick, and allows you to have peace of mind so that you can focus on enjoying the present. Some future personal finance categories include:
It's inevitable, there are hundreds of different life documents that you may need throughout your journey, and often just locating them can be tricky enough.
But, don't despair! We have an alternative for you. Here at Auderli, we can help you structure your life documents and store them together in a confidential and accessible way - without any additional stress. We're here so that you don't need to have files and documents all over the place - and to help you better understand your personal finances.
Whether it's your personal or business finances that need organising, our useful tools and tips alongside our diverse range of digital filing opportunities are here to help. Gone are the days of the dreaded physical file and the mountains of paper to sift through just to find that one document from years back that you never thought you would need.
Auderli is for everyone and we want to help you harness the power of our tools in order to benefit you. Don’t delay. Get in touch with us and sign up today to work out how we can make your life document needs that little bit easier.
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